How DANA And QRIS Data Is Used
Your wallet details help us match a payment to the correct account and investigate a missing receipt. When you choose DANA, OVO, GoPay or QRIS, we may receive payment status, reference codes, amount, time and account identifiers needed to reconcile the transaction; we do not need
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your wallet password. Bank transfer and virtual account records are handled in the same account-specific way. We also collect details you enter during account creation, including your phone number, verification result and selected account settings. Device type, browser data, IP address and access times help us
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identify unusual login activity and keep sessions working on mobile. We use this data for account operation, security, support and legal requests where local law permits. Access to m11too and related processing depends on local law. We do not use payment records to infer private details
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beyond the account, security and service purposes described here.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.